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Submit 12,500 rupees every month and finally get 64 lakhs, learn the complete details of the scheme here

Submit 12,500 rupees every month and finally get 64 lakhs, learn the complete details of the scheme here

Aug 09, 2022 | 4:14 pm

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You can make Rs 64 lakh by saving Rs 12,500 every month. The scheme which will help you in this work is named Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana). This scheme runs the central government, so there is no fear of sinking deposits. In this scheme run for daughters, Sukanya Samriddhi account is opened for girls under 10 years of age. There is a small savings scheme to say this, but its return is not small in any sense. You can open the daughter's name Sukanya Samriddhi account in an authorized bank or in the post office. Money or maturity amount deposited in the scheme, no one is taxed.

Sukanya can deposit a maximum of Rs 1.5 lakh in a prosperity account in a year. Also, according to the Income Tax Act, you can claim tax deduction up to Rs 1.5 lakh on the money deposited in this account. The government pays 7.6 percent interest under Sukanya Samriddhi Yojana. According to inflation rate, this interest is much higher than the average inflation rate. Therefore, if you want to get good returns even in the era of gross inflation, then Sukanya Samriddhi account can be a very correct option.

Sukanya is a lock in period of prosperity account of 21 years and cannot withdraw money from this account. Now assume that you open your daughter's name Sukanya Samriddhi account and are depositing Rs 12,500 every month. With all kinds of tax free limit on the account, after 21 years, 64 lakh rupees will be collected comfortably. This amount is sufficient for the daughter's higher education or marriage. If a person opens the Sukanya Samriddhi account of his daughter at the age of 1, then the daughter will be invested in the account for the next 14 years or the daughter for 15 years. When the daughter turns 21, the account will be matured and her money will be received.

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August 9th 2022, 10:45 am
Amitesh Kumar
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